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How it works

From sign up to your first payment.

Create your account with your phone number, then pay bills and sell gift cards in a few taps.

  1. 1

    Create your account

    Download the app and sign up with your phone number. We text you a code to confirm it is yours. Then choose a password, an app PIN and a transaction PIN.

    • Your app PIN opens the app on your phone
    • Your transaction PIN approves every payment
    • You can turn on Face ID or fingerprint to open the app
  2. 2

    Pay your bills

    Choose airtime, data, electricity, cable TV or exam PINs. Check the details and the total, then approve with your transaction PIN.

    • Meter and smartcard numbers are checked first
    • Any fee is shown in the total before you confirm
    • If a payment cannot be completed, you get the full amount back
  3. 3

    Sell your gift cards

    Choose your card, enter its value and see the rate and your estimated payout. Upload clear photos and our team reviews the card.

    • You see the rate before you send anything
    • Follow your card from Pending to Successful
    • Approved cards are paid in Naira
  4. 4

    Keep track of everything

    Every payment and gift card sale has a status and a receipt in your history, so you can always see what happened and when.

    • Electricity tokens and exam PINs stay in your history
    • Clear statuses on every payment and card
    • Help from our support team when you need it

Good to know

A few things worth knowing.

Your PINs are not your password

Your password, app PIN and transaction PIN are three different things. We never ask for any of them by phone, email or text message.

Signing in on a new phone

We let you know when your account is used on a new phone, so you can act quickly if it was not you.

Closing your account

You can ask to delete your account from Profile in the app, using your password. Our team reviews each request and tells you the outcome.

Need help along the way?

Our support team can help with any step. Contact us by email or the contact form.

Get AppluxMax on your phone.

Sell gift cards for Naira and pay your bills, in one app for Android and iOS.

Questions first? Talk to support